Personal Umbrella Insurance in Bothell and Bellevue, WA

Keeping Assets Protected

If you’ve ever found yourself caught in the rain, an umbrella can shield you from the elements and offer an added layer of protection. The same can be said for insurance. Coverage above and beyond standard home and auto policies provides the insured with an extra line of defense against costly liability claims. At ProStar Insurance we routinely provide personal umbrella insurance to clients in Bellevue, Bothell, Lynnwood, and the rest of the greater Seattle area.  

Exceeding Standard Liability Limits

Although optional, personal umbrella coverage exceeds the liability protection provided by home and auto coverage.  When personal liability limits are reached, umbrella insurance kicks in for added security in the wake of costly incidents. Our policies range in limits, and can be applied to events such as:

• Car accidents
• Accidental injuries on your property
• Accidents involving boats and other recreational vehicles
• Defense fees and other legal costs
• Personal injury coverage for claims of libel, slander and more

Once we have determined appropriate limits, we turn to carriers such Safeco, Progressive, and Encompass for the best and most affordable policy. To get started, request a quote.

Securing Our Clients with Umbrella Coverage

When matching a client with personal umbrella coverage, we take the time to fully understand their individual needs and risks. We educate our clients on liability limits, and depending on our client’s assets and if they own a home, we make appropriate recommendations on coverage levels.

Once we have a policy in place. We conduct periodic reviews to keep it up to date. Please contact us to learn more about our products and services.

Additional Resources

Washington Office of the Insurance Commissioner