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Individual Life Insurance in Bellevue WA & Bothell WA

Reassurance for you and your Loved Ones.

ProStar Insurance provides life insurance to individuals in Bellevue, Bothell, Kenmore, Lynnwood, Seattle, Woodinville, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At ProStar Insurance, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

ProStar Insurance offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

ProStar Insurance is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with ProStar Insurance will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Our Locations

*Bothell - Main Office

10308 NE 183rd ST
Bothell, WA 98011
Main office: 425-529-5128
Toll free: 877-766-2402
Fax: 425-968-9557

Lynnwood - William Frasz Agency

16521 13th Ave W, Suite 102
Lynnwood, WA 98037
Main office: 425-529-5228
Fax: 425-397-0411

Seattle

3002 South Mount Baker Blvd.
Seattle, WA 98144
Main office: 425-770-3620

Seattle - Vu Agency

754 Garfield St.
Seattle, WA 98109
Main office: 425-529-5053
Fax: 425-251-3916

Smokey Point

3710 168th St NE, Ste B-205
Arlington, WA 98223
Main office: 425-770-3620

Woodinville- Kaitlin C. Brown

17924 140th Ave NE #205
Woodinville, WA 98072
Main office: 425-610-9793
Fax: 425-806-8741

Our Providers

Testimonials

Thank you Anthony for the quick response and getting a good rate! I like my agent you rock!
Cameron Santos
“I am so grateful that I switched to ProStar. You saved me so much money and have amazing customer service!”
Julie Dennis, Shoreline WA
Really enjoyed getting the correct house and auto coverage from Prostar and saving some money to boot! It is nice to be able to work with a company of great guys where you can actually visit a brick-and-mortar office close to home. Dennis Richter Bothell
Dennis R.
Whenever I have a question the whole team there responds quickly. It gives me confidence that my auto and home policies are in good hands:)
Zach B.
We love knowing that we’re getting the best rates available AND we love the personalized attention to our insurance needs. Thank you ProStar!!
I had never actually taken the time to shop for insurance, and Brian did an incredible job. He answered all my questions and we were able to save money and increase our protection. I had no question that Brian was working extremely hard on our behalf and kept our best interests in mind. He was always quick to respond when I needed something and he was ready with a productive solution that fit our requests. I definitely recommend them to my friends and family
Tyson W.
The personal connection is always important to me and that is exactly what I got from Anthony at Prostar. It's great when the agent listens to your needs and works to find the policy that fits exactly for you. We have three cars, one an antique British roadster, and our house insured with Prostar companies and we have referred others to them. Couldn't be happier.
Mark H.
Great insurance for half what USAA was charging for the same insurance. USAA claims to be for the military, but they left my family stranded on the side of the I-5 in southern California and did nothing to get us taken care of.
Jacob B.
Attention to detail. Follow ups. Y'all follow thru. And y'all are personal.
Gerard B.
Your company made us feel wanted and your company always helps us when we call.
Norman R
You have a good charity. Your attitude represents humility, strength, honesty, and joy.
Sandra S.
It's nice to know that I have an Insurance Company that watches out for me and gives me the lowest rates. I, like many others, get quotes from other Insurance companies to see if I/ we could lower my/ our payments and from the quotes I received, you guys have the best rates. Thank you
Diana R.
Prostar agents provide the professional, friendly character one looks for. I've been with them for several years with a two year interruption while out of state. Upon return, we picked up right where we left off and still smooth sailing!
Robert L.
Super helpful. You are the subject matter expert that makes it to where I do not have to do a ton of research.
Matthew W.
Every website I tried to make an account with told me I didn't exist or that it couldn't verify my identity. I walked into prostar and had insurance 20 minutes later.
Fedor P
They are very easy to work with and explain each process clearly. They are very friendly and are always willing to help.
Tyler D.
ProStar is proactive. You contact us and review our insurance needs and rates. And you make recommendations to improve coverage and/or lower our rates. You make dealing with our insurance needs painless!
Phillip C.
I appreciate how quickly you responded to my inquiry about insurance and the fact that you texted instead of calling because I get nervous on the phone and feel that I can give more accurate information through text where there can’t really be as much miscommunication.
Jessica R
ProStar Insurance treated me as their valued customer, and my agent paid special attention to my needs throughout my wedding planning to make sure that nothing would go awry. I recommend their wedding insurance to all of my friends!
Sheila Anderson
Not only did an agent return my call the day-of, but the ProStar agent brought a detailed quote along with her. Before we even talked, she was in a position to help me with specifics.
Sam Tarque