Earthquake Insurance in Bothell and Bellevue, WA
Your ProStar agent can help you about adding earthquake insurance to your homeowners insurance policies.
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake loss without specific endorsement to the policy.
Most earthquake insurance policies feature a high deductable, which makes this type of insurance useful if the entire home is destroyed, but not useful if the home is merely damaged. Rates depend on location and the probability of an earthquake. Rates may be cheaper for homes made of wood, which withstand earthquakes better than homes made of brick.