Call Us Today:

What to Look for in Your Auto Insurance Plan

Driving a car is one of the riskiest things we all do on a regular basis. Rather than being weary of all the sometimes frightening statistics, it's best to make sure your auto insurance is up to task for whatever may come your way. But what does that mean? Let’s look at a few different key characteristics that can make the difference between insurance that barely covers the basics and a robust plan that will make things easier for you should an accident occur.

Liability Coverage

No one wants to imagine themselves being at fault in an accident, but it’s a reality we all have to face. Should the time come where you find yourself being held responsible in a collision, you need insurance that’s going to protect you and the other driver. Liability coverage removes the stress of medical payments and property damage costs. The alternative – not opting for liability coverage – can leave you with a bill that will put you at great financial risk and become an immeasurable burden. 

Collision Coverage

You car is an investment. You don’t want to just protect yourself with your insurance, but want to ensure your automobile is covered as well. Collision coverage covers damage that happens to your car, whether it’s from an accident or some other object hitting your car. Being without your car and paying for an auto body service is far from anyone’s ideal situation. Having the right coverage will get your car back in top shape in no time without worries.  

Comprehensive Coverage

Not all insurance issues have to do with an accident. You car can be damaged by all sorts of things – from theft and vandalism to damage from the weather or even hitting an animal crossing the road. Comprehensive coverage makes sure you’re protected from whatever life throws at you.

Minor Violation and Accident Forgiveness

Nobody’s perfect. You might make it a point to prioritize safety while you’re driving and still find yourself in an accident or committing a minor violation. You shouldn’t be penalized for a small infraction when you have a proven track record for being a smart and thoughtful driver. Your auto insurance needs to reflect that. Opting for minor violation and accident forgiveness isn’t about looking for an easy way out – it’s about protecting yourself from rising rates when life happens.  

These are just a few basic ways you can make sure your auto insurance is covering your needs, but not by all means the full breadth of coverage available to you. Want to protect yourself with the best auto insurance and rest easy? ProStar Insurance can help. Reach out to us today and we’ll help build you a plan that will help you feel at ease next time you get behind the wheel. 


Our Locations

*Bothell - Main Office

10308 NE 183rd ST
Bothell, WA 98011
Main office: 425-529-5128
Toll free: 877-766-2402
Fax: 425-968-9557

Lynnwood - William Frasz Agency

16521 13th Ave W, Suite 102
Lynnwood, WA 98037
Main office: 425-529-5228
Fax: 425-397-0411


3002 South Mount Baker Blvd.
Seattle, WA 98144
Main office: 425-770-3620

Seattle - Vu Agency

754 Garfield St.
Seattle, WA 98109
Main office: 425-529-5053
Fax: 425-251-3916

Smokey Point

3710 168th St NE, Ste B-205
Arlington, WA 98223
Main office: 425-770-3620

Woodinville- Kaitlin C. Brown

17924 140th Ave NE #205
Woodinville, WA 98072
Main office: 425-610-9793
Fax: 425-806-8741

Our Providers


Thank you Anthony for the quick response and getting a good rate! I like my agent you rock!
Cameron Santos
“I am so grateful that I switched to ProStar. You saved me so much money and have amazing customer service!”
Julie Dennis, Shoreline WA
ProStar Insurance treated me as their valued customer, and my agent paid special attention to my needs throughout my wedding planning to make sure that nothing would go awry. I recommend their wedding insurance to all of my friends!
Sheila Anderson
Not only did an agent return my call the day-of, but the ProStar agent brought a detailed quote along with her. Before we even talked, she was in a position to help me with specifics.
Sam Tarque