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What to Look for in Your Auto Insurance Plan

Driving a car is one of the riskiest things we all do on a regular basis. Rather than being weary of all the sometimes frightening statistics, it's best to make sure your auto insurance is up to task for whatever may come your way. But what does that mean? Let’s look at a few different key characteristics that can make the difference between insurance that barely covers the basics and a robust plan that will make things easier for you should an accident occur.

Liability Coverage

No one wants to imagine themselves being at fault in an accident, but it’s a reality we all have to face. Should the time come where you find yourself being held responsible in a collision, you need insurance that’s going to protect you and the other driver. Liability coverage removes the stress of medical payments and property damage costs. The alternative – not opting for liability coverage – can leave you with a bill that will put you at great financial risk and become an immeasurable burden. 

Collision Coverage

You car is an investment. You don’t want to just protect yourself with your insurance, but want to ensure your automobile is covered as well. Collision coverage covers damage that happens to your car, whether it’s from an accident or some other object hitting your car. Being without your car and paying for an auto body service is far from anyone’s ideal situation. Having the right coverage will get your car back in top shape in no time without worries.  

Comprehensive Coverage

Not all insurance issues have to do with an accident. You car can be damaged by all sorts of things – from theft and vandalism to damage from the weather or even hitting an animal crossing the road. Comprehensive coverage makes sure you’re protected from whatever life throws at you.

Minor Violation and Accident Forgiveness

Nobody’s perfect. You might make it a point to prioritize safety while you’re driving and still find yourself in an accident or committing a minor violation. You shouldn’t be penalized for a small infraction when you have a proven track record for being a smart and thoughtful driver. Your auto insurance needs to reflect that. Opting for minor violation and accident forgiveness isn’t about looking for an easy way out – it’s about protecting yourself from rising rates when life happens.  

These are just a few basic ways you can make sure your auto insurance is covering your needs, but not by all means the full breadth of coverage available to you. Want to protect yourself with the best auto insurance and rest easy? ProStar Insurance can help. Reach out to us today and we’ll help build you a plan that will help you feel at ease next time you get behind the wheel. 

 

Our Locations

*Bothell - Main Office

10308 NE 183rd ST
Bothell, WA 98011
Main office: 425-529-5128
Toll free: 877-766-2402
Fax: 425-968-9557

Lynnwood - William Frasz Agency

16521 13th Ave W, Suite 102
Lynnwood, WA 98037
Main office: 425-529-5228
Fax: 425-397-0411

Seattle

3002 South Mount Baker Blvd.
Seattle, WA 98144
Main office: 425-770-3620

Seattle - Vu Agency

754 Garfield St.
Seattle, WA 98109
Main office: 425-529-5053
Fax: 425-251-3916

Smokey Point

3710 168th St NE, Ste B-205
Arlington, WA 98223
Main office: 425-770-3620

Woodinville- Kaitlin C. Brown

17924 140th Ave NE #205
Woodinville, WA 98072
Main office: 425-610-9793
Fax: 425-806-8741

Our Providers

Testimonials

Thank you Anthony for the quick response and getting a good rate! I like my agent you rock!
Cameron Santos
“I am so grateful that I switched to ProStar. You saved me so much money and have amazing customer service!”
Julie Dennis, Shoreline WA
Really enjoyed getting the correct house and auto coverage from Prostar and saving some money to boot! It is nice to be able to work with a company of great guys where you can actually visit a brick-and-mortar office close to home. Dennis Richter Bothell
Dennis R.
Whenever I have a question the whole team there responds quickly. It gives me confidence that my auto and home policies are in good hands:)
Zach B.
We love knowing that we’re getting the best rates available AND we love the personalized attention to our insurance needs. Thank you ProStar!!
I had never actually taken the time to shop for insurance, and Brian did an incredible job. He answered all my questions and we were able to save money and increase our protection. I had no question that Brian was working extremely hard on our behalf and kept our best interests in mind. He was always quick to respond when I needed something and he was ready with a productive solution that fit our requests. I definitely recommend them to my friends and family
Tyson W.
The personal connection is always important to me and that is exactly what I got from Anthony at Prostar. It's great when the agent listens to your needs and works to find the policy that fits exactly for you. We have three cars, one an antique British roadster, and our house insured with Prostar companies and we have referred others to them. Couldn't be happier.
Mark H.
Great insurance for half what USAA was charging for the same insurance. USAA claims to be for the military, but they left my family stranded on the side of the I-5 in southern California and did nothing to get us taken care of.
Jacob B.
Attention to detail. Follow ups. Y'all follow thru. And y'all are personal.
Gerard B.
Your company made us feel wanted and your company always helps us when we call.
Norman R
You have a good charity. Your attitude represents humility, strength, honesty, and joy.
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It's nice to know that I have an Insurance Company that watches out for me and gives me the lowest rates. I, like many others, get quotes from other Insurance companies to see if I/ we could lower my/ our payments and from the quotes I received, you guys have the best rates. Thank you
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Prostar agents provide the professional, friendly character one looks for. I've been with them for several years with a two year interruption while out of state. Upon return, we picked up right where we left off and still smooth sailing!
Robert L.
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They are very easy to work with and explain each process clearly. They are very friendly and are always willing to help.
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ProStar is proactive. You contact us and review our insurance needs and rates. And you make recommendations to improve coverage and/or lower our rates. You make dealing with our insurance needs painless!
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I appreciate how quickly you responded to my inquiry about insurance and the fact that you texted instead of calling because I get nervous on the phone and feel that I can give more accurate information through text where there can’t really be as much miscommunication.
Jessica R
ProStar Insurance treated me as their valued customer, and my agent paid special attention to my needs throughout my wedding planning to make sure that nothing would go awry. I recommend their wedding insurance to all of my friends!
Sheila Anderson
Not only did an agent return my call the day-of, but the ProStar agent brought a detailed quote along with her. Before we even talked, she was in a position to help me with specifics.
Sam Tarque