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Second-To-Die Policy in Bellevue WA & Bothell WA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. ProStar Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from ProStar Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from ProStar Insurance to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Locations

*Bothell - Main Office

10308 NE 183rd ST
Bothell, WA 98011
Main office: 425-529-5128
Toll free: 877-766-2402
Fax: 425-968-9557

Lynnwood - William Frasz Agency

16521 13th Ave W, Suite 102
Lynnwood, WA 98037
Main office: 425-529-5228
Fax: 425-397-0411

Seattle

3002 South Mount Baker Blvd.
Seattle, WA 98144
Main office: 425-770-3620

Seattle - Vu Agency

754 Garfield St.
Seattle, WA 98109
Main office: 425-529-5053
Fax: 425-251-3916

Smokey Point

3710 168th St NE, Ste B-205
Arlington, WA 98223
Main office: 425-770-3620

Woodinville- Kaitlin C. Brown

17924 140th Ave NE #205
Woodinville, WA 98072
Main office: 425-610-9793
Fax: 425-806-8741

Our Providers

Testimonials

Thank you Anthony for the quick response and getting a good rate! I like my agent you rock!
Cameron Santos
“I am so grateful that I switched to ProStar. You saved me so much money and have amazing customer service!”
Julie Dennis, Shoreline WA
ProStar Insurance treated me as their valued customer, and my agent paid special attention to my needs throughout my wedding planning to make sure that nothing would go awry. I recommend their wedding insurance to all of my friends!
Sheila Anderson
Not only did an agent return my call the day-of, but the ProStar agent brought a detailed quote along with her. Before we even talked, she was in a position to help me with specifics.
Sam Tarque